Eric's Credit Community

Please give this requested loan a chance, you will not be sorry !!

Purpose of loan:
This loan will be used to? Reduce balances on my credit cards. 

My financial situation:
Currently, my credit score is 714 on Experian. On Prosper I have a C rating due to high balances on my credit cards. My credit card payments are always paid on time. I have been using them for business expenses.

I am a good candidate for this loan because?I have been self employed for the past ten years. I owned a successful painting company for six years. I closed the company because good, quality help was very difficult to find, I could not provide health insurance or any other benefits. In the end result, I was not able to accept the painting jobs because it was impossible to do them by myself. After that, I was contracted by a repossion company to obtain recreational vehicles, motor homes, boats, motorcycles, etc. all over the United States. It was not a very rewarding job to go and get something that people had worked very hard for. At times it was an extremely dangerous job. I even had guns pulled on me. The other negative was that is kept me on the road six out of seven days, and my fiancee missed and worried about me when I was gone. We decided that a home based business was something that we wanted to pursue. We did a great deal of research and found a great opportunity. The company we chose is rated fourth in our industry, in the United States. The product is a single focus, functional health beverage. It is a category creator, and first to market. I started this business very part time in June 2007. We obtained a great deal of interest in what we had to offer. In January 2008, my fiancee and I decided that I should pursue this business full time. This enabled me to stop contracting with the repossion company. We agreed that all household and living expenses would be taken care of by my fiancee. I am confident that I can pay the loan back because from January 2008, to present, I have increased the distributors in my organization over 450%. New distributors are coming aboard daily. My monthly sales volume has increased 37% - 45% on a monthly basis. I do have a business plan, and have reached my goals for the last five months. I work closely with my team leaders to find out what their wants and needs are and I help them achieve them. By doing that I am on track to reach $10,000 in personal income per month before January, 2009. In Network Marketing, you put in a great deal of time for little pay in the beginning. Over one to three years, you are able to work less hours, buy your time back, for a larger amount of income by leveraging yourself with others.
Prosper is networking, I like the opportunity that Prosper offers, People helping others when they are in need. I also would like to become a lender in the not so distant future.

I know in my heart that I will be able to repay the requested loan by February 2009.

Actions are the seed of Fate
Deeds grow into Destiny.

Please, ask me your questions, or e-mail me if you would like to visit my web-site.

Monthly net income:$

Monthly expenses: $ 450.00
Housing: $
Insurance: $
Car expenses: $ 200.00
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses $
Credit cards and other loans: $ 150.00
Other expenses: $ 100.00