p2p lending at lending club
A Second Chance

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Listing Information
Amount: $1,000.00 Status: Expired
Grade: HR DTI: 34%
Lender Rate: 35% Borrower: tony1978
Time Left: Finished State: IL
Funded: 5% Group: (No Group)
 Hi, I would like to tell a little about myself I have been a union carpenter for 8 years out of local 185 in St. Louis, Mo. I am 30 years old and married for four years. I joined prosper looking for a loan to consolidate some of my debt. My job is sometimes seasonal but the last four years I averaged $40k a year but earlier this year I was laid off for about four months from January to April and I fell behind a little and have several late payments as a result. I am back to work full time now and I am looking for a $3,000 loan to pay off two of my credit cards.  

My monthly payments  Truck & Car, Rent, Utilities, Insurance totals about  $1,475.00 per month.  

Credit Cards, Personal Loans, Student loan totals       $1,000.00 per month
   
    With a $1,000 prosper loan I could pay off my credit card which would save me about $100 per month which will be used to pay off my prosper loan early and on time each and ever month to the lenders that gave me a chance to prove I am credit worthy. I am so excited about my future with prosper nothing will stop me from making all my payments on time. I cannot and will not fail my lenders or myself.     

Sincerely and Forever Grateful:              
Tony1978   
Borrower's Other Listings
61119 Debt consolidation, A fresh new start HR $10,150 @ 27% Nov 13, 2006 Withdrawn
62462 A Second Chance HR $2,000 @ 27% Nov 15, 2006 Withdrawn
63757 Union Carpenter Rebuilding On A Solid Foundation HR $10,000 @ 29% Nov 19, 2006 Withdrawn
66402 A Second Chance HR $1,100 @ 20% Nov 26, 2006 Loan created
344197 A Second Chance HR $1,500 @ 35% Jun 04, 2008 Expired

 

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