p2p lending at lending club
2nd PROSPER LOAN- 1ST PAID OFF
Homeownership Verified

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Listing Information
Amount: $1,900.00 Status: Expired
Grade: B DTI: 31%
Lender Rate: 9% Borrower: etnies451
Time Left: Finished State: CA
Funded: 11% Group: (No Group)
MY CREDIT IS EXCELLENT. I MAKE WELL OVER $50K A YEAR AND REPAYMENT WILL NOT BE A PROBLEM. I WANT TO PAYOFF A SCHOOL LOAN ($2183 @ 7.22%) IN 3 YRS OR LESS (MORE THAN LIKELY LESS THAN 3YRS AS  PROVEN WITH MY PREVIOUS PROSPER LOAN.)

MY CREDIT SCORE SHOULD NOT BE GOING DOWN........IF YOU LOOK AT MY LAST PROSPER  LOAN YOU WILL SEE

1. ITS BEEN PAID OFF
2. MY DEBT TO INCOME RATIO IS LOWER NOW THAN IT WAS FOR MY LAST LOAN
3. MY REVOLVING CREDIT HAS ALSO GONE DOWN.....SUBSTANTIALLY ( BY $10,000)

I AM  NOW PAYING OFF DEBT FASTER AND FASTER, AND FOR THAT I GET PUNISHED WITH A LOWER CREDIT SCORE!!!!

HELP ME GET RID OF THESE MONSTERS

THIS LOAN IS CURRENT. IT IS A $102 MONTHLY PAYMENT. I WRITE A CHECK FOR $110 EVERY MONTH. WITH THIS LOAN, IT WILL BE AUTOMATICALLY DEBITED FROM MY BANK ACCOUNT (YES, ONE LESS CHECK  I HAVE TO WRITE, PLUS THIS PROSPER LOAN PAYMENT WILL BE AT LESS THAN $70 A MONTH!!!) The difference will be used to pay off debt at a higher rate, and trust me, those extra $50 dollars going towards principal goes along way. thanks.

WIN FOR YOU, AND WIN FOR ME!!!

I WILL CONTINUE TO PAY THIS LOAN AND THEY WILL MAKE THE INTEREST OR YOU CAN HELP ME AND I WILL PAY YOU THE INTEREST INSTEAD.......ALSO, MY LAST LISTING DID NOT GET FUNDED FOR $2200, $2100, and $2,000, I NOW ONLY NEED $1,900 AND IT WILL CONTINUE TO GO DOWN.......!!!!

THIS IS MONEY IN THE BANK, YOUR BANK!!

PLEASE LET ME KNOW IF YOU HAVE ANY QUESTIONS OR CONCERNS. 
 





Borrower's Other Listings
104074 MY CREDIT IS GREAT- GETTING RID OF CREDIT DEBT W/ HIGH APR AA $5,000 @ 8% Feb 27, 2007 Expired
173898 MY CREDIT IS GREAT- GETTING RID OF CREDIT DEBT W/ HIGH APR A $5,000 @ 12% Jul 21, 2007 Loan created
337810 MY CREDIT IS GREAT- GETTING RID OF SCHOOL LOAN B $2,200 @ 6% May 23, 2008 Expired
342017 2nd PROSPER LOAN- 1ST PAID OFF B $2,100 @ 6% May 31, 2008 Expired
346617 2nd PROSPER LOAN- 1ST PAID OFF B $2,000 @ 7% Jun 07, 2008 Expired
356804 2nd PROSPER LOAN- 1ST PAID OFF B $1,800 @ 9% Jun 25, 2008 Expired

 

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