p2p lending at lending club
catching up
Homeownership Verified

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Listing Information
Amount: $2,500.00 Status: Loan created
Grade: D DTI: 16%
Lender Rate: 29% Borrower: deckim
Time Left: Finished State: MA
Funded: 100% Group: HR-Bad Credit BUT Good People!
Loan Information
Loan Status: Current Origination Date: 2008-07-01 EricsCC ROI: 27%
Status History
Jul 09, 2008 Current
I am going to make this attempt one more time, & I would like to say thank you to all that had the confidence in me to pay this loan back.  My main reason for getting behind was that I lost my job, for over 6months, (and through that time I have never missed a prosper payment) my son went in for major surgery in December & my father in-law passed away in February.  Since then I have gone back to work, & have been really trying to catch up.  About three weeks ago I made the mistake of taking out a payday loan of 1200.00, which is, know coming do.  The interest on this loan is 300.00 every two weeks & this is with out paying it down.  I still have a few medical bills totaling about 300.00, which would leave me with about 600.00 to put the little extra on my credit card.  I would much prefer to give interest to you than to pay the interest on this payday loan.

 I am a good candidate for this loan because? Because I have made all my payments to prosper on time even when I was unemployed.
 
Monthly net income: $ 1740.00 after taxes
Prosper 216.95
credit cards 140.00
 Gas in car 150.00
Insurance 95.00
Borrower's Other Listings
49368 consolidating C $6,001 @ 18% Oct 17, 2006 Loan created
226614 consolidation E $9,500 @ 12% Nov 05, 2007 Withdrawn
226643 consolidation E $9,500 @ 12% Nov 05, 2007 Withdrawn
302611 Getting back on track D $10,000 @ 17% Apr 01, 2008 Withdrawn
304266 Getting back on track D $5,000 @ 9% Apr 04, 2008 Withdrawn
329247 Getting back on track D $5,000 @ 30% May 09, 2008 Withdrawn
329324 Getting back on track D $6,500 @ 33% May 09, 2008 Withdrawn
335753 Getting back on track D $2,500 @ 27% May 20, 2008 Withdrawn
338262 Getting back on track D $2,500 @ 27% May 23, 2008 Withdrawn
339285 Catching Up D $2,500 @ 27% Jun 01, 2008 Expired
346987 Catching Up D $2,500 @ 29% Jun 10, 2008 Expired

 

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