Paying off my credit cards so I can start planning a wedding
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Withdrawn |
| Grade: | C | DTI: | 38% |
| Lender Rate: | 35% | Borrower: | Mandy605 |
| Finished | State: | MI | |
| Funded: | 3% | Group: | (No Group) |
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Purpose of loan: This loan will be used to?Pay off an American Express balance so that my boyfriend of 6 years and I can finally start planning a wedding. In mid November, I called American Express and requested a credit line for my credit card. The gentleman that I had spoken to had said that I was given a $14k revolving credit line (I had only asked for around $10k). I had thrown the paper with his name and date/time we had spoken away about 4 days before American Express called me and notified me that I owed them $10K in a week. They had no record of my conversation and it all went down hill from there. I've since worked out a payment arrangement with the collections agency, but the fees are just washing my payments away and my balance is getting higher! This loan will help me get that collections charge off off of my credit report and get it paid ASAP. Once this is cleared up, my boyfriend and I should be debt free and be able to afford a wedding. My financial situation: I am a good candidate for this loan because?I've NEVER been late for any of my bills and ALWAYS pay well over the minimum balance. I also still live with my parents and am not responsible for rent which leaves me room to pay off my previous debt. I am a control freak who is very responsible with my income and this American Express mishap has me all out of whack. Monthly net income: $2,200 Monthly expenses: $1,820 Housing: $0 Insurance: $0 Car expenses: $500 Utilities: $0 Phone, cable, internet: $80 Food, entertainment: $400 Clothing, household expenses $200 Credit cards and other loans: $500 Other expenses: $140 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 355397 | PLEASE HELP!...Pay off AMEX and pay for my wedding!!! | C | $10,000 @ 32% | Jun 24, 2008 | Expired |
| 369310 | Pay off AMEX! MISSION POSSIBLE??? PROSPER TO MY RESCUE!! | C | $8,000 @ 26% | Jul 18, 2008 | Expired |
| 377015 | Pay off AMEX! MISSION POSSIBLE??? PROSPER TO MY RESCUE!! | C | $8,000 @ 28% | Aug 02, 2008 | Withdrawn |
| 378832 | Pay off AMEX to clear up a deliquency | C | $8,000 @ 31% | Aug 06, 2008 | Withdrawn |
| 382049 | Pay off high interest American Express Balance | C | $8,000 @ 31% | Aug 13, 2008 | Withdrawn |
| 383989 | Pay off high interest American Express Balance | C | $7,500 @ 30% | Aug 17, 2008 | Expired |
| 389932 | 7th Time Relisting!! Please help me pay this balance off! | C | $7,500 @ 33% | Aug 28, 2008 | Expired |
| 397738 | Pay off American Express | C | $9,000 @ 28% | Sep 16, 2008 | Loan created |
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