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Paying Off American Express Card

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Listing Information
Amount: $3,000.00 Status: Expired
Grade: D DTI: 25%
Lender Rate: 35% Borrower: TampaDude
Time Left: Finished State: FL
Funded: 26% Group: PsychDoc's Group
Purpose of loan:
This loan will be used to pay off our American Express Card.  My wife cannot work because she had a seizure last month and is under a doctor's care.  She cannot drive and has to take medication.  I cannot afford to pay off the approximately $3000 balance that is due in full, but I can easily afford the payments on a $3000 loan.  If I wait several months to save up the money to pay it off, it will go to collections and our credit will be ruined.

My financial situation:
I am a good candidate for this loan because I have a good job and have had the same job for almost 4 years now.  I have had a Prosper loan for two years now and have never missed a payment.  I will pay on time, every time.
Borrower's Other Listings
10555 Paying off credit cards C $6,500 @ 18% May 02, 2006 Loan created
227298 Wife needs dental work D $10,000 @ 16% Nov 06, 2007 Expired
335073 Refinance Prosper Loan D $5,000 @ 35% May 19, 2008 Expired

 

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