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Respectfully Requesting Funding for Debt Consolidation

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Listing Information
Amount: $3,500.00 Status: Withdrawn
Grade: HR DTI: 42%
Lender Rate: 35% Borrower: Dantrell
Time Left: Finished State: IL
Funded: 0% Group: PsychDoc's Group
The Person: I'm from West Markham, Illinois but I have lived in various areas of North and South America throughout my life. I moved back to Rochester, New York in July 2007 to primarily to live there?secondary, to re-attend the Rochester Institute of Technology as a Computer Science major. It's been a good year more or less, especially for my first time living completely on my own. I will confess that it has been difficult juggling school, work and play but I will also confess that I have been happier than I have been in years.

The Credit Grade: I overextended myself recently and couldn't afford to pay several bills, I have slowly been catching up. I currently have about 3 delinquent accounts totaling about $500.

I have a prosper payment that was <1 mo. late. The reason was because I switched primary bank accounts and assumed the payment would be taken from the old account but it wasn't and as a result the payment was ~2-4 days late. Other than that, I have been paying it off faithfully since I got it.

The Income: I freelance as a web developer, assist as a systems administrator, I am an author, I am a custodian, I help my family with their electrical business when I?m home during my free summers and lastly, I get Social Security Benefits (through my father who is a war veteran). This nets me around $20,000 on a bad year.

The Outcome: Student bill of $1,300 paid off. $1,300 in credit paid off (includes the $500 currently delinquent). The remaining money is mostly for minor car repairs (estimate was around $200), travel expenses, to down pay something on my current prosper loan and provide just a little breathing room.
Borrower's Other Listings
31267 Credit Card Consolidation HR $1,000 @ 15% Aug 14, 2006 Withdrawn
33151 Partaking in the Prosper Experience HR $1,350 @ 22% Aug 22, 2006 Loan created
254318 Respectfully Requesting Funding for Debt Consolidation HR $7,000 @ 29% Dec 29, 2007 Withdrawn
257773 Respectfully Requesting Funding for Debt Consolidation HR $5,000 @ 35% Dec 30, 2007 Withdrawn
262362 Respectfully Requesting Funding for Debt Consolidation HR $5,000 @ 35% Jan 09, 2008 Withdrawn
264201 Respectfully Requesting Funding for Debt Consolidation HR $3,000 @ 30% Jan 12, 2008 Cancelled
273446 Respectfully Requesting Funding for Debt Consolidation HR $5,000 @ 35% Jan 29, 2008 Withdrawn
273962 Respectfully Requesting Funding for Debt Consolidation HR $5,000 @ 35% Jan 31, 2008 Withdrawn
274427 Respectfully Requesting Funding for Debt Consolidation HR $4,000 @ 35% Jan 31, 2008 Withdrawn
274447 Respectfully Requesting Funding for Debt Consolidation HR $3,000 @ 35% Feb 01, 2008 Withdrawn
275499 Respectfully Requesting Funding for Debt Consolidation HR $3,000 @ 35% Feb 04, 2008 Cancelled
279425 Respectfully Requesting Funding for Debt Consolidation HR $3,000 @ 34% Feb 13, 2008 Cancelled
351045 Respectfully Requesting Funding for Debt Consolidation HR $3,000 @ 35% Jun 15, 2008 Withdrawn
352238 Respectfully Requesting Funding for Debt Consolidation HR $2,000 @ 35% Jun 17, 2008 Withdrawn
353778 Respectfully Requesting Funding for Debt Consolidation HR $1,500 @ 35% Jun 19, 2008 Withdrawn
355149 Respectfully Requesting Funding for Debt Consolidation HR $1,250 @ 35% Jun 22, 2008 Withdrawn
355178 Respectfully Requesting Funding for Debt Consolidation HR $1,000 @ 35% Jun 22, 2008 Withdrawn
355186 Respectfully Requesting Funding for Debt Consolidation HR $1,000 @ 35% Jun 22, 2008 Withdrawn
359264 Respectfully Requesting Funding for Debt Consolidation HR $1,000 @ 35% Jun 28, 2008 Loan created

 

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