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Consolidation & Paying off moving expenses

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Listing Information
Amount: $6,200.00 Status: Loan created
Grade: C DTI: 15%
Lender Rate: 12% Borrower: CandyApple13
Time Left: Finished State: NY
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Current Origination Date: 2008-06-24 EricsCC ROI: 10%
Status History
Jun 23, 2008 Current
I obtained a Prosper loan about 16 months ago -- and I have been on time or early each month with payment (sometimes I made additional payments too).  The loan I obtained helped me gain an opportunity to pay off debt and even allowed me to move on an opportunity to relocate to NYC.

My new job (been here eight months so far) is an upgrade -- a 30% increase in salary.  But the cost of living here is high and I spent a lot of money on moving here (long distance movers, self-storage, upfront brokers fee for new apartment, furniture for the apartment).  A couple new credit cards are starting to rack up and I'm getting nervous.  I have not had a single late payment yet but I am worried the situation could snowball.

If my loan is filled, I'll definitely stay active on Prosper.com and pay back to the community.  

This loan will pay off the following debts:      
 
  • Mastercard -- $4,000
  • American Express -- $2,000

CURRENT FINANCIAL SNAPSHOT
My net income after payroll deductions (taxes, etc.) from all sources: $3,700/month
Rent: $1,950 (ouch!) 
Phone: $60
Public Trans: $100
Food: $400
Cable/Internet: $100
Gas/Heat: $70
Current Prosper Loan: $450

I will have plenty leftover to make the payments on this Prosper loan.  Thanks for your consideration.
Borrower's Other Listings
90466 Consolidation will feel good! C $13,000 @ 13% Jan 29, 2007 Loan created
274197 Paying off moving expenses D $5,000 @ 13% Jan 31, 2008 Expired
349994 Consolidation & Paying off moving expenses C $11,000 @ 34% Jun 13, 2008 Withdrawn

 

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