Pay off credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Loan created |
| Grade: | B | DTI: | 26% |
| Lender Rate: | 13% | Borrower: | ashoka |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2008-07-07 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Jul 09, 2008 | Current |
| Mar 29, 2011 | Payoff in progress |
| Apr 27, 2011 | Paid |
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Purpose of loan: This loan will be used to pay off credit card debt (on two cards) from having to support myself through college. I would also like to start saving money. My financial situation: I am a good candidate for this loan because I have never defaulted on a loan. Also, I moved back home with my family, so I have very few expenses. I have a stable job at a large, world-renown university (hence, I am underpaid for my position). I have been with my current employer for almost 4 years (since October 2004). Monthly income: $2,200 Monthly expenses: $1,025 Housing: $ 0 Insurance: $0 Car expenses: $150 (gas, oil change) Utilities: $ 0 Phone, cable, internet: $0 Food, entertainment: $50 Clothing, household expenses $25 Credit cards and other loans: $300 (federally-subsidized college loans) Other expenses: $500 (to support my parents) Monthly net income: $1,175 (2,200 minus 1,025) |
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