Kick-start job independence
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 14% |
| Lender Rate: | 10% | Borrower: | cmdqueue |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-06-24 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| Jun 21, 2008 | Current |
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I raised the Interest rate to make my loan more attractive to everyone. I want to start a good reputation here on Prosper, and spread the wealth to everyone here instead of the bank. I've seen loaning to people that want to reinvest into prosper where they are going to make a measly 8-10% yearly. I plan to fund a professionally managed trading account that has a 10 year track record of 2% monthly average. Thanks to everyone who bid before - hopefully I can fully fund this time! Purpose of loan: To invest in some short-term opportunities. I want to leverage my credit into investments while saving to buy a house for my girlfriend and I. This money will be going into a skilled, managed portfolio fund that is run by a local agent. My financial situation: I am a good candidate for this loan because...my rent is all-inclusive $750 (no other bills) and the home I own is rented out and covers all costs (out of state and to a family member). I have a good full-time job, do not pay for gas, and practice financial discipline often (thanx to thesimpledollar.com). I have the means to pay back my loan w/o relying on any returns on my investment. Rent ($750) along with phone ($60) and insurance premium ($170) are all I pay for monthly and I have a student loan that is deferred at the moment, but I pay $100 on too. My Monthly Bills: Net Income: ~$2,500 Rent: $750 Cell: $60 Insurance: $170 Gas: $0 (work paid) Food: Less than $100 Other: Student loan $100 I have no other costs except revolving balances I pay every month if I use them (which I have recently) at Macy's or Express for gifts, and some summer wardrobe upgrades. I get points for using them ;) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 344956 | Kick-start job independence | AA | $10,000 @ 8% | Jun 05, 2008 | Withdrawn |
| 346136 | Kick-start job independence | AA | $10,000 @ 10% | Jun 06, 2008 | Withdrawn |
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