p2p lending at lending club
Paying off 1 at a time

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Listing Information
Amount: $1,800.00 Status: Withdrawn
Grade: HR DTI: 7%
Lender Rate: 35% Borrower: Fehu
Time Left: Finished State: UT
Funded: 6% Group: (No Group)
Transunion score 637 no lates 24 months FAIR
Equifax score 620 no lates 24 months FAIR
Esperian 632 no lates 24 months FAIR
?Respect for self; Respect for others; and Responsibility for all your actions."

Purpose of loan: This loan will be used to pay off one high interest credit card. I only have two at 29% interest this will pay off one allowing some funds to free up to pay the other one off. Also my scores are moving up the ladder and this will help them go up more.

My financial situation: I am a good candidate for this loan because? I am a responsible business woman with 30 yrs. of successful business experience. I have a great job I have been at for 8 years with a good income. I pay my bills on time. My Credit scored are going up. No lates on any of my bills.

I am listed with HR credit I believe because I had a Bangruptcy two yrs ago due to ex husbands debts that were sinking me.
prosper lists a late but I have no lates. The only downside to prosper is that many of the HR credits should be looked at closer and not listed as such. 


Monthly net income: $ 3,166
Monthly expenses:    
Housing: $ 850 
Insurance: $ 100  
Car expenses: $ NONE Car paid in full    
Utilities: $ 300  
Phone, cable, internet: $ 150  
Food, entertainment: $ 300  
Clothing, household expenses $ 20  
Credit cards and other loans: $ 300
Other expenses: $ no other expenses

Borrower's Other Listings
258291 Day Spa Opening / All equipment Paid Just 6K needed to open HR $6,000 @ 25% Dec 31, 2007 Withdrawn
259428 Day Spa Opening/ need only 6K more for electrical on bldg. HR $6,500 @ 35% Jan 03, 2008 Withdrawn
260365 Day Spa Opening/ need only 6K more for electrical on bldg. HR $4,800 @ 35% Jan 05, 2008 Withdrawn
260366 Day Spa Opening/ need only 4K more for electrical on bldg. HR $4,800 @ 35% Jan 05, 2008 Expired
265748 Day Spa Opening/ Responsible Ethical Borrower 2nd listing HR $4,800 @ 35% Jan 15, 2008 Expired
271494 Day Spa Opening/ 630 scores,Ethical Borrower HR $3,400 @ 35% Jan 25, 2008 Expired
354134 Obstacles are frightful when your eyes are off the goal HR $1,800 @ 35% Jun 20, 2008 Expired
358523 Obstacles are frightful when your eyes are off the goal HR $1,800 @ 28% Jun 27, 2008 Loan created

 

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