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Debt Consolidation for Biodiesel Startup & Dental Work

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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: HR DTI: 55%
Lender Rate: 20% Borrower: Brighter_Future
Time Left: Finished State: MS
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-06-23 EricsCC ROI: 18%
Status History
Jun 21, 2008 Current

Purpose of loan:
I purchased a 1999 Vw Jetta Tdi to run biodiesel in.  The loan was for $2500 from my dad.  I will use $910 of this loan to pay him back partially $2000 is for recent dental work I had done.  I needed 2 inplants for missing teeth.  (Prosper will take $150 at loan beginning)
Chase credit card apr is 28.77% (I used this card for dental work)

My financial situation:
I am a good candidate for this loan because I have 2 years and 4 months of experience selling on ebay.  My username is illustriousgoods if you would like to check out my profile, I have excellent feedback.  I also sell used books on amazon.com.  My husband pays the car payments, insurance, credit cards ect.  The money I make is used for paying down bills.
My bankcard utilization is high because my limits are low.  The cards were used for traveling expenses to visit my husband while he was stationed in germany.  Another trip for him to visit our family and his family before he left for Iraq. 
I started a new job today selling large amounts of misc. inventory.  My pay will be commission and I have not included it below.

Monthly net income: $ 550 (not including husbands)

Monthly expenses: $ 180
  Housing: $ 0
  Insurance: $ 0
  Car expenses: $ 30 for biodiesel materials
  Utilities: $ 0
  Phone, cable, internet: $0
  Food, entertainment: $ 150
  Clothing, household expenses $ 0
  Credit cards and other loans: $ 0
  Other expenses: $ 0

I know I am asking for a lot for my "HR" grade but this will be my 3rd Prosper loan and I will pay on time every time or before the due date.  I am also a Prosper lender and currently have 12 active loans.  Thanks for your consideration and hopefully your bid!

Borrower's Other Listings
191129 Ebay Powerseller illustriousgoods Looking for Inventory Loan HR $2,000 @ 28% Aug 22, 2007 Withdrawn
193056 Military Spouse Looking to Refinance Credit Card Debt HR $1,000 @ 24% Aug 26, 2007 Loan created
236289 Military Spouse Looking to Refinance All of Credit Card Debt HR $8,000 @ 26% Nov 23, 2007 Withdrawn
240995 2nd Prosper Loan Refiniance Car Loan Chrysler's a Rip Off HR $23,881 @ 20% Nov 30, 2007 Withdrawn
244612 Reliable Borrower Veteran/Military Wife/Mom Refinance Car HR $23,382 @ 22% Dec 05, 2007 Withdrawn
249072 Re-List For Lower Amount 2nd Prosper Loan Refinance Auto HR $10,000 @ 22% Dec 11, 2007 Withdrawn
252790 Ebay Inventory Loan for Experienced Powerseller HR $3,000 @ 35% Dec 18, 2007 Expired
255192 Ebay Inventory Loan for Experienced Powerseller HR $3,200 @ 35% Dec 24, 2007 Withdrawn
256425 Ebay Inventory Loan for Experienced Powerseller HR $1,000 @ 35% Dec 27, 2007 Withdrawn
256429 Ebay Inventory Loan for Experienced Powerseller HR $1,000 @ 24% Dec 27, 2007 Loan created
345831 Debt Consolidation for Biodiesel Startup & Dental Work HR $5,000 @ 29% Jun 06, 2008 Expired

 

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