Air Conditioner/Duct Work Upgrade for Home

| Listing Information | |||
|---|---|---|---|
| Amount: | $13,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 18% |
| Lender Rate: | 14% | Borrower: | mdhensley911 |
| Finished | State: | TN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2008-07-14 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| Jul 12, 2008 | Current |
| Dec 12, 2008 | Payoff in progress |
| Dec 17, 2008 | Paid |
|
Purpose of loan: I would like to upgrade the A/C and Duct Work in my home. The A/C supplied by the home builder is too small and has difficulty keeping up when the temperature reaches 90-100'. I want to install a larger cooling/blower unit and this requires some modification of the duct work to handle the increased air flow... or that is what they tell me anyway. Re: Change in my "Credit Grade" I have no idea why there is such a big change in my rating. The only new credit I have is through CarMax Auto Finance. I purchased a used Toyota Prius when gas prices were at $3.50-$3.75 per gallon. The car has worked out GREAT with regards to gasoline use... I just dread it when it breaks down. I hear they are not cheap to fix!! My financial situation: I have a good income and work in the field of nursing. The job market could never be more stable as there are more people leaving nursing that entering. A note to all people asking questions! READ THIS! You can ask me any question that you wish. I will try my best to answer all of them. But, I WILL NOT (REPEAT: NOT!) answer any questions with regards to why I use Prosper for my borrowing needs. I was harassed during my last lending for "using Prosper too much." I was also questioned/harassed about Prosper fees. My only response is: I will use Prosper as much as possible until they either go out of business or sell the company to a large banking firm. I DO NOT CARE how much I pay in fees/interest just as long as this company/site stays in business and allows me to borrow/lend at GREAT interest rates. Also, you statistics will be supplied to everyone when I answer the question!! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 24499 | New Prosper Lender | AA | $1,000 @ 9% | Jul 13, 2006 | Loan created |
| 69733 | Lender Helping Other Prosper Members | AA | $2,000 @ 8% | Dec 03, 2006 | Loan created |
| 141326 | Goodbye Credit Card Debt | A | $2,000 @ 8% | May 22, 2007 | Loan created |
| 183975 | Prosper Reinvestment | AA | $1,000 @ 9% | Aug 08, 2007 | Withdrawn |
| 187027 | Prosper Reinvestment | AA | $1,600 @ 8% | Aug 14, 2007 | Loan created |
| 232820 | End of Year Expenses | A | $3,600 @ 9% | Nov 16, 2007 | Loan created |
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