p2p lending at lending club
Air Conditioner/Duct Work Upgrade for Home
Homeownership Verified

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Listing Information
Amount: $13,000.00 Status: Loan created
Grade: B DTI: 18%
Lender Rate: 14% Borrower: mdhensley911
Time Left: Finished State: TN
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2008-07-14 EricsCC ROI: 13%
Status History
Jul 12, 2008 Current
Dec 12, 2008 Payoff in progress
Dec 17, 2008 Paid
Purpose of loan:
I would like to upgrade the A/C and Duct Work in my home.  The A/C supplied by the home builder is too small and
has difficulty keeping up when the temperature reaches 90-100'.  I want to install a larger cooling/blower unit and this
requires some modification of the duct work to handle the increased air flow... or that is what they tell me anyway.

Re:  Change in my "Credit Grade"

I have no idea why there is such a big change in my rating.  The only new credit I have is through CarMax Auto
Finance.  I purchased a used Toyota Prius when gas prices were at $3.50-$3.75 per gallon.  The car has worked
out GREAT with regards to gasoline use... I just dread it when it breaks down.  I hear they are not cheap to fix!!

My financial situation:
I have a good income and work in the field of nursing.  The job market could never be more stable as there are more people
leaving nursing that entering.

A note to all people asking questions!  READ THIS!  You can ask me any question that you wish.  I will try my best to answer all of them.  But, I WILL NOT (REPEAT: NOT!) answer any questions with regards to why I use Prosper for my borrowing needs.  I was harassed during my last lending for "using Prosper too much."  I was also questioned/harassed about Prosper fees.  My only response is:  I will use Prosper as much as possible until they either go out of business or sell the company to a large banking firm.  I DO NOT CARE how much I pay in fees/interest just as long as this company/site stays in business and allows me to borrow/lend at GREAT interest rates.  Also, you statistics will be supplied to everyone when I answer the question!!


Borrower's Other Listings
24499 New Prosper Lender AA $1,000 @ 9% Jul 13, 2006 Loan created
69733 Lender Helping Other Prosper Members AA $2,000 @ 8% Dec 03, 2006 Loan created
141326 Goodbye Credit Card Debt A $2,000 @ 8% May 22, 2007 Loan created
183975 Prosper Reinvestment AA $1,000 @ 9% Aug 08, 2007 Withdrawn
187027 Prosper Reinvestment AA $1,600 @ 8% Aug 14, 2007 Loan created
232820 End of Year Expenses A $3,600 @ 9% Nov 16, 2007 Loan created

 

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