Timely Investing in Stock Market
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,499.00 | Status: | Loan created |
| Grade: | B | DTI: | 5% |
| Lender Rate: | 11% | Borrower: | Engle |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-06-18 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| Jun 18, 2008 | Current |
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Purpose of loan: To kick-start a small brokerage account I wish to open to take advantage of the current stock market lows.Please note my debt to income ratio is artificially inflated since I intend to pay off my current Prosper loan with this one. [The DTI calculation includes both the Prosper loan and any debt they may intend to pay down. Should the borrower pay down other debt with the loan from Prosper, their actual DTI will lower than what is displayed on Prosper.] My financial situation: I am an excellent candidate for this loan because I am a young professional in the financial industry with a great, steady job and a bright future. I have more than enough net income to cover the monthly payments of this loan. Monthly gross income (after taxes): $ 4,000Monthly net income (after taxes): $ 1,500 Monthly expenses: $ 2,500 Housing: $ 900 Insurance: $ 0 (no car or home) Car expenses: $ 0 (no car) Utilities: $ 30 Phone, cable, internet: $ 50 Food, entertainment: $ 400 Clothing, household expenses $ 200 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 228865 | Reinvestment in Yuan/RMB | A | $5,500 @ 12% | Nov 08, 2007 | Loan created |
| 339652 | Refinance Prosper Loan and Invest | B | $7,499 @ 11% | May 27, 2008 | Expired |
| 343606 | Refinance Prosper Loan and Invest | B | $7,499 @ 11% | Jun 03, 2008 | Expired |
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