Fixing Before The Winter

| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 30% |
| Lender Rate: | 12% | Borrower: | kerien |
| Finished | State: | NY | |
| Funded: | 100% | Group: | Real Estate Agents & Investors |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-06-18 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Jun 18, 2008 | Current |
|
Purpose of loan: I am a full time IT Manager and just obtained my real estate license. My job has always supplied me with all of the equipment needed to do my IT job and I am appreciative for that for over 8 years. I am 2 months away from getting my associates, obtained my real estate license, and have paid out other various expenses and have to start paying on my student loans. I would like to really fix my house prior to the winter and still have reserves. I have a business credit line of 100,000 but its really for just business and so I dont want to touch it for any personal needs. My financial situation: I am a good candidate with a full time job and a great payment history since seeing the importance of credit scores. My rating is AA and I have a great fico score as well. Monthly net income: $ 3000 Monthly expenses: $ Housing: $ 1207.00 Insurance: $ 125.00 Car expenses: $ None (Paid off) Utilities: $ 75.00 Phone, cable, internet: $ 41.00 Food, entertainment: $ Too busy to entertain Clothing, household expenses $ Credit cards and other loans: $ 200.00 monthly Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 142461 | Agent Start Up Costs | AA | $10,000 @ 8% | May 24, 2007 | Withdrawn |
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