Paying off a few credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 16% |
| Lender Rate: | 17% | Borrower: | cornelius786 |
| Finished | State: | VA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-06-18 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Jun 18, 2008 | Current |
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Purpose of loan: This loan will be used to pay off some credit card debt that was incurred during college. My financial situation: I am a good candidate for this loan because I'm fresh out of college with an engineering degree, a good paying job and no rent payments because I'm living with my parents. I'm a goal oriented person who sets short term financial goals and work as hard as I can to meet those goals. I have a few credit cards that I've used during college and although I'm paying more than the minimum for the monthly payments, the fact that the payments are spread out during the month make it so I have very little to no cash left for other necessities. Getting this loan will help me consolidate the smaller credit card bills and make life a lot easier for me. I plan on paying this loan back ASAP and should be easier for me because I'll have one monthly payment. Monthly net income: $ 3400 Monthly expenses: $ Housing: $ 0 Insurance: $ 180 Car expenses: $ 375.00 Utilities: $ 0 Phone, cable, internet: $ 210.00 Food, entertainment: $275.00 Clothing, household expenses $ 500.00 Credit cards and other loans: $ 1500.00 Other expenses: $ 200 |
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