p2p lending at lending club
Debt Consolidation and Financial Security
Homeownership Verified

Click Here to view this listing on Prosper
Listing Information
Amount: $17,725.00 Status: Loan created
Grade: D DTI: 20%
Lender Rate: 21% Borrower: TimW2
Time Left: Finished State: IL
Funded: 100% Group: Voyagers Financial
Loan Information
Loan Status: Paid Origination Date: 2006-09-13 EricsCC ROI: 21%
Status History
Sep 12, 2006 Current
Feb 03, 2007 Payoff in progress
Feb 08, 2007 Paid
<span id="lblDescriptionValue">Greetings Lenders -

Goal:  My request is geared towards the consolidation of high interest debt spread across a credit card and consumer loan landscape which is preventing me from gaining a foot hold. Given that my current monthly consumer credit payables total over $1000, I look to reduce that amount while also achieving a much lower combined interest rate and the ability to eliminate that debt within 3 years through a Prosper sponsored loan.

Income/Credit Data: My current monthly salary is $7637.64 gross, $5239.56 net.  You may see a Public Record on my report and this is a bankruptcy filing dated 01/28/1998 and will expire and be removed from record on 01/28/2008, approximately 17 months from now.

Career/Personal Data: With regards to my personal background, my name is Tim [LAST NAME DELETED], age 35 and I reside in Cary, Il which has been our home for the past 5 years. We moved into Cary through the purchase of a townhouse within a new construction community at that time and have lived here ever since. I have been married for 10 years now and my wife, Dawn and I have two wonderful girls ages 2 and 6. My wife is the "household administrator" full time while I eagerly maintain my career in IT. I work for Re:Sources IT USA as a Director of Enterprise Service Delivery for the Central Region in the US. I am a veteran of this Chicago based organization for 7 years now and have been promoted 4 times within that time period. I truly enjoy what I do and this is evidence of my rapid climb and success.

Please understand that our head is above water and that this is not an endeavor sought out of desperation. I am looking to solidify my current financial situation to achieve security in order to then move forward and start gaining ground instead of treading water.
Borrower's Other Listings
33358 Debt Consolidation and Financial Security D $17,500 @ 20% Aug 22, 2006 Withdrawn

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here