Debt Cons. and College supply expenses
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 25% |
| Lender Rate: | 18% | Borrower: | casper361978 |
| Finished | State: | NY | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 2 months late | Origination Date: | 2008-06-17 | EricsCC ROI: | -61% |
| Status History | |
|---|---|
| Jun 17, 2008 | Current |
| Oct 02, 2008 | Late |
| Oct 18, 2008 | 1 month late |
| Nov 18, 2008 | 2 months late |
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Purpose of loan: To consolidate my debt and to payoff some old debt to make easier payments and helps cover the cost of books and supplies while my wife earns her nursing degree. My financial situation: My wife and I are both full time employed. I had a great credit record until about 4 or 5 months ago I had a couple months where some bills lapsed due to the post office not forwarding them to a new address. Made some of my accounts take a hit in there rating. I make $44000 per year (i also Freelance a little for an additional $10000 per year) and my wife make $15000 per year. She had some bad credit issues from over two years ago that will be cleared up from the loan to make her credit rating jump and recover. We are trying to consolidate all of our smaller loans into one loan to eliminate anything getting lost per month and to cover some cost of Books and suppies while she finishes up her nursing degree. Monthly net income: $ 3667 just myself (With wife $4917) Monthly expenses: $ 1882 Housing: $ 697 Insurance: $ 105 (auto and house) Car expenses: $ 330 Utilities: $ 200 Phone, cable, internet: $ 150 Food, entertainment: $ 300 Clothing, household expenses $ 100 Credit cards and other loans: $ 0 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 210924 | Debt Consolid.For Myself and new wife before baby arrives | D | $25,000 @ 11% | Oct 04, 2007 | Withdrawn |
| 210946 | Debt Consolid.For Myself and new wife before baby arrives | D | $25,000 @ 14% | Oct 04, 2007 | Withdrawn |
| 211341 | Debt Consolid.For Myself and new wife before baby arrives | D | $8,000 @ 10% | Oct 05, 2007 | Expired |
| 319732 | Debt Cons. and College supply expenses | C | $15,000 @ 10% | Jun 05, 2008 | Withdrawn |
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