p2p lending at lending club
Paying off credit cards

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: D DTI: 6%
Lender Rate: 14% Borrower: RowNovice
Time Left: Finished State: VA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-06-13 EricsCC ROI: 13%
Status History
Jun 13, 2008 Current
Purpose of loan:
This loan will be used to pay off a department store credit card, a visa credit card, and balance due on cell phone so I can downgrade to a more affordable service plan.

My financial situation:
I am a good candidate for this loan because I am being proactive in changing the way I view my spending and wanting to eliminate small debt now before I get too far along and not able to keep up with payments on current bills.

Monthly net income: $ 2250

Monthly expenses: $
  Housing: $ 1100
  Insurance: $ 200
  Car expenses: $ 0
  Utilities: $ 50
  Phone, cable, internet: $ 75
  Food, entertainment: $ 125
  Clothing, household expenses $ 30
  Credit cards and other loans: $ 520
  Other expenses: $ 150
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