p2p lending at lending club
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Listing Information
Amount: $2,000.00 Status: Withdrawn
Grade: D DTI: 3%
Lender Rate: 11% Borrower: lilBuddha07
Time Left: Finished State: MT
Funded: 0% Group: Credit Card Consolidation
I have a terrible credit rating - I know. I used credit cards to pay for parts of my college tuition. Be assured that since I have graduated I have not had a single late payment. I am currently trying to pay off all my student loans in 3 years instead of 10, and am paying over $600 a month toward education debt (4x the minimum payment). Other than student loans, I have one credit card, with about $1000 on it, which I pay money on twice a month.

However, since I'm paying all the student debt, I have no saved up any money for "just in case" and I hear you are supposed to do that, so I thought I'd give the borrower aspect a try (I am already a lender on prosper). I won't default, hell I'll definitely pay it back in less than 3 years, I just would like to have some money in a savings account while I pay off debt.

Thanks everyone!



Borrower's Other Listings
5197 Buy Computer and Build Credit D $1,100 @ 15% Apr 06, 2006 Expired
6622 Trying to improve credit score D $2,400 @ 17% Apr 19, 2006 Loan created
109272 Pay off High Interest Credit Card D $3,000 @ 14% Mar 10, 2007 Withdrawn
120638 Pay off High Interest Credit Card E $4,000 @ 17% Apr 08, 2007 Withdrawn
174188 Pay off High Interest Credit Card E $6,000 @ 22% Jul 22, 2007 Expired

 

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