p2p lending at lending club
Debt Consolidation
Homeownership Verified

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Listing Information
Amount: $12,000.00 Status: Loan created
Grade: A DTI: 66%
Lender Rate: 23% Borrower: Elywn
Time Left: Finished State: AZ
Funded: 100% Group: IM ONE OF THE BIGGEST LENDERS-I HAVE PROOF LOOK AT MY STATS
Loan Information
Loan Status: Current Origination Date: 2008-06-17 EricsCC ROI: 21%
Status History
Jun 17, 2008 Current
Thanks to those who bid on my previous listing.  This loan is to consolidate current credit card debt & close three credit accounts.  We acquired our dream property through lease option.

I worked for state government for 19+ years; I have been dog training for 4+ years.  I have over 85 clients thru sub contracting work.  I dont rely on any part of income from this business; even though I do net 500 month after expenses. My husband runs a handy man & remodeling business & has shown a profit 7 out of 8 years.  We have goodt credit; we pay more than the minimum on our loans. Our ability to claim quite a few deductions against our businesses our tax documents & debt to income ratio look high (only my income counts). We net almost $7500 a month.   My goal is to be mortgage & debt free when I retire from the state in 10 years.

I welcome automatic payments & use it currently on our car loans, insurances & mortgages.   Renters for my house are ready to move in & are able to pay 1100 a month in rent, which will increase our income to 8600 a month.  This is a win win.
Current
Mortgages (taxes & ins. escrow)  1360
Utilities                                       350
Car insurance                             185
Car loans & student loans          1520
Revolving                                  2250 inc gas card
Food inc. dog food                      600
                                                6285
Est
Lease & Mortgage                   2755 (2 houses)
Utilities                                    350
Car insurance                           100
Car loans & Student loans        1220
Prosper loans                           500
Revolving                                 760
Food inc. dog food                    600
                                             6285
Borrower's Other Listings
337744 Buying my Dream A $25,000 @ 20% May 23, 2008 Withdrawn
338329 Buying my Dream A $25,000 @ 23% May 24, 2008 Withdrawn
338712 Buying my Dream A $25,000 @ 26% May 25, 2008 Expired
343212 Paying off CC & Downpayment on house A $20,000 @ 29% Jun 02, 2008 Withdrawn

 

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