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Help with college expenses

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Listing Information
Amount: $4,950.00 Status: Loan created
Grade: B DTI: 32%
Lender Rate: 11% Borrower: accountingmajor
Time Left: Finished State: GA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-06-17 EricsCC ROI: 9%
Status History
Jun 15, 2008 Current
Purpose of loan:
This loan will be used to pay my college and living expenses. I am an accounting major and my books run $500+ a semester. I just need a little help to get through my last year of college!

My financial situation:
I am a good candidate for this loan because I have a steady job with a reliable monthly income. Plus, I graduate in a year and the entry level salary for the accounting field is around $50K. I do not have any credit card debt--I do not carry a balance on any of my credit cards and I make my payments before their due dates. I do not have any outstanding student loans either and I have a scholarship for my tuition.  I am lucky enough to walk to work so I do not have a large gas bill. I make and sell jewelry but it's not a large part of my income. I do have a savings account balance.

I guess I should mention that the credit balance shown above and used to calculate the DTI includes several expenses that are reimbursed to me by insurance or by other people.

Monthly net income: $750

Monthly expenses: $
  Housing: $ 300 (includes water and cable)
  Insurance: $
  Car expenses: $
  Utilities: $40
  Phone, cable, internet: $15
  Food, entertainment: $175
  Clothing, household expenses $50
  Credit cards and other loans: $
  Other expenses: $
Borrower's Other Listings
346279 Help with college expenses, senior year! B $5,000 @ 11% Jun 07, 2008 Withdrawn
346292 Help with college expenses B $5,000 @ 14% Jun 07, 2008 Withdrawn
346295 Help with college expenses B $5,000 @ 12% Jun 07, 2008 Withdrawn

 

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