p2p lending at lending club
Please fund my dream

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Listing Information
Amount: $4,999.00 Status: Loan created
Grade: D DTI: 15%
Lender Rate: 16% Borrower: GoodOption
Time Left: Finished State: CA
Funded: 100% Group: Ourtopia
Loan Information
Loan Status: Paid Origination Date: 2006-09-06 EricsCC ROI: 15%
Status History
Sep 05, 2006 Current
May 06, 2008 Payoff in progress
May 09, 2008 Paid
Hello,

I need $4,999 for surgery. I have medical insurance, but it will not cover the procedure since it is cosmetic surgery.  An invoice for the procedure has been viewed by my group leader. 

Work:
I work for a Debt Relief Educational Company. I have been with my company for almost 3 years.  My net income is $44,880/year.  My income and employment has been verified by my group leader, CellarDoor via monthly bank account statements for 2006, emails to my work email address, and a phone call to my boss.

Current Delinquencies:
As of August 8, 2006, my Experian report states that I have 3 "potentially negative items":

1. Bally's - In 2000, I was late paying my membership due to lack of funds.  This account has a current $0 balance. 
2. Comcast Video - In 2004, Comcast reported that I had not returned a cable box.  Once I saw this on my report, I returned the box.  My current balance is $0.
3. The Limited - In 2000, I was late paying my balance of $373.  My current balance is $0.  
I have no current delinquencies.
I?ve sent my group leader my credit report to verify this.

The past late payments were due to a lack of income.  Since getting my new job, I have paid off all old debts and I am current with every debtor. For more detailed comments from myself and/or my group leaders, see here: <a href=http://mail.yahoo.com/config/login?/"http://prosper.spreebb.com/index.php?showtopic=6913">http://prosper.spreebb.com/index.php?showtopic=6913</a>

My monthly expenses are $1,966. 
My monthly income is $3,740.

I am happy to show copies of my paid accounts.  Based on my income, I will comfortably be able to make my loan payments. 

Please PM CellarDoor if you need to verify the above information.

Thank you!
Borrower's Other Listings
29892 TEST listing D $5,000 @ 23% Aug 08, 2006 Withdrawn

 

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