Pay-off Credit Cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,200.00 | Status: | Loan created |
| Grade: | B | DTI: | 22% |
| Lender Rate: | 16% | Borrower: | hmpeace |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-06-17 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Jun 14, 2008 | Current |
|
Purpose of loan: I will pay off all my credit cards. My revolving credit got out of hand after a divorce which has now been settled and, fortunately, I do not have to pay any alimony. Credit One Visa Balance: 1266.65 Mo. Payment: 51.00 Chase Visa Balance: 1770.81 Mo. Payment: 61.00 BOA Visa Balance: 3997.10 Mo. Payment: 143.00 Citi MasterCard Balance: 3149.15 Mo. Payment: 110.50 Financial situation: Today, Bank of America offered me a loan for 10,500 at 19.9 %. I would prefer to pay people rather than a bank. My current financial situation is the best it?s been in years. In Dec. of 2006 I graduated from Excelsior College with an A.S. in nursing and I've been working as an RN for over a year. For the last 16 years I?ve been working as a licensed vocational nurse. My income last year was $ 50964. My current salary is $ 58,000. I?ve been employed full time since I was 24 years old (that?s over 20 years). I?ve never been bankrupt much less ever defaulted on a loan or even not kept up with my monthly payments to all my creditors. Budget: Monthly net income: $ 3480.00 Monthly expenses: Mortgage: $ 1,100.00 Motorcycle payment: $ 175.12 Utilities: $ 23.17 Phone, cable, internet: $ 150.58 Food, entertainment: $ 350.00 Clothing, household expenses $ 275.00 Credit cards: $ 365.00 Student loans: $ 148.25 Other expenses: Green Party donation: $50.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 173886 | Pay-off Credit Cards | C | $12,403 @ 15% | Jul 21, 2007 | Expired |
| 192758 | Pay-off Credit Cards | C | $12,403 @ 15% | Aug 25, 2007 | Withdrawn |
| 193840 | Pay-off Credit Cards | C | $12,403 @ 15% | Aug 28, 2007 | Withdrawn |
| 197322 | Pay-off Credit Cards | C | $12,403 @ 15% | Sep 04, 2007 | Withdrawn |
| 201640 | Pay-off Credit Cards | C | $12,403 @ 15% | Sep 13, 2007 | Expired |
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