Eric's Credit Community

Hi folks. I am a 72 year old grandma. My daughter and I would love to get this loan to go see my grandaughter when she gets home from Kuwait. She has been gone 400+ days. We would love to be there when her plane touches down at the airport. Yes I know your asking why can't my daughter pay for this trip. She will be paying for half the money. She has moved in with me after her husband of 20+ years passed away and is trying to get her financial situation back under control. Hospital bills are a financial killer. So no loan application for her. I have gone to my bank and they informed me they no longer give personal loans. Strange as I just finished paying one off this past January. With the price of gas or even plane tickets we cannot fit the trip into our budget. I did a credit check on myself before I thought of applying and noticed 1 deliquent. That has been taken care of and should be removed from my credit in some odd days. You know those credit people are slower then me. My credit is a C because I have no credit cards just a well used store cards,sears, wal-mart,sams club and your must have life insurances at my age. What do they call that? Something like not enough open accounts. All are current and up to date with payments. Just had a senior moment with that 1. Please don't let that discourage you as lenders from considering me for this loan. This loan like all the household bills will be setup on auto pay through my bank so the payments will be taken out when my social security check comes in. Our bills at the house are around 963.00 a month. That includes rent, food, electric, phone,internet, basic needs and clothing if needed, payment to my cards and my daughters montly payments on her CCCS account for the bills that were incurred when her husband got sick and passed. CCCS is a credit consuling agency. We have no car so no extra exspence there. That leaves an excess of around 400.00 montly between the 2 of us. So as you see this will not be a problem paying back the 158.00 montly and still leave us extra money for unexpected things. I have read through this site and noticed I can also make extra payments if wanted. Which will be possible when money is left over. I know the loan is for 3 years but I don't want to keep it active that long so extra payments will be made. Please consider us for this loan and make it possible for us to greet that beautiful little girl on the right in the picture when she gets off the plane in Tuscon AZ. Thank you for your time and I hope I have included all the information you need. If I have missed something please feel free to ask...Pat