Paying off my credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 20% |
| Lender Rate: | 18% | Borrower: | ipaddict |
| Finished | State: | NV | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-06-18 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Jun 18, 2008 | Current |
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Purpose of loan: This loan will be used to pay down high-interest credit card balances. My financial situation: I am a good candidate for this loan because I am a reliable borrower, having never missed or made a late payment on any financial obligation. I would like to rid myself of my credit card debt, so that I might save more of my monthly income for retirement and a home purchase. Monthly net income: $3,500 Monthly expenses: ~$3300 Housing: $1,065 Insurance: $200 (health, dental, vision and auto) Car expenses: ~$175 (fuel, maintenance and loan) Utilities: ~$120 Phone, cable, internet: $55 Food, entertainment: $800 Clothing, household expenses $150 Credit cards and other loans: $625 Other expenses: ~$100 |
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