Consolidate high-rate credit cards and raise FICO score

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Listing Information
Amount: $7,000.00 Status: Loan created
Grade: D DTI: 12%
Lender Rate: 17% Borrower: AZgolfer
Time Left: Finished State: TX
Funded: 100% Group: 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group
Loan Information
Loan Status: Current Origination Date: 2006-09-12 EricsCC ROI: 12%
Status History
Sep 10, 2006 Current
I am a 30 year-old business professional working in Phoenix, Arizona.  I am employed by a mid-sized e-learning company where I work as a Manager of Compliance.  I have also obtained my certification as a Certified Internal Auditor.

The main reasons for requesting this loan are:  

Consolidate three existing high interest rate credit cards (26%, 28%, 25%)
Lower monthly payments
Increase my FICO score  

My annual salary with bonus is above six-figures.  I plan to use these funds by paying off the three mentioned credit cards and then making additional monthly payments with the interest saved.  I will be able to payoff this loan in less than two years.  

I was referred to Prosper by several friends that have used this site and were successful in obtaining loans.  Having spent a lot of time myself reviewing the Prosper site I am also convinced that it is a great medium to bring lenders and borrowers together.  Thank you for your time!
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