Paying to finish graduate school program

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Listing Information
Amount: $3,500.00 Status: Loan created
Grade: C DTI: 33%
Lender Rate: 16% Borrower: joshuashep
Time Left: Finished State: GA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-06-11 EricsCC ROI: 14%
Status History
Jun 11, 2008 Current
Aug 26, 2008 Late
Sep 06, 2008 Current
Sep 26, 2008 Late
Oct 07, 2008 Current
Oct 26, 2008 Late
Nov 07, 2008 Current
Purpose of loan:
This loan will be used to help me finish my graduate program at Grand Canyon University in December 2008 and help me start my Doctorate program at Walden University in January 2009.

My financial situation:
I am a good candidate for this loan because this will help me increase my teaching salary by completing my graduate and doctorate programs.

Monthly net income: $ 3,700.00

Monthly expenses: $
  Housing: $ 0
  Insurance: $ 193.63
  Car expenses: $ 0
  Utilities: $ 0
  Phone, cable, internet: $ 100
  Food, entertainment: $ 100
  Clothing, household expenses $ 50
  Credit cards and other loans: $ 50
  Other expenses: $ 0
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