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Hi Folks!!! Paying off the loan is not an issue here.
I'm a cameraman on a lot of reality shows. I grossed $106K last year by working 34 or so weeks. I'm fortunate to make $600-$650 (Plus OT) a day, depending on what show I'm working on.
I need a loan because I'd like to buy some of my own equipment (camera, lights, etc...) so I can work a little more during my down time & eventually get away from the world of reality tv. I'd like to work on my own projects one day. We have savings but don't want to dip into them for this purchase.
Before I go any further, let me explain something.
OK, the wonderful bidders of Prosper have funded my loan twice. Thank you! However, both times, Prosper has said that my paperwork didn't support my salary of $100K+ per year and they cancelled the loan. I sent them ALL of my W2s, 1099s, and tax forms from last year & some checks from this year. After spending a lot of time on the phone with him, the Prosper representative kept telling me that my tax forms didn't show an income of $106,000. He was/is wrong. It's VERY frustrating because, as you will see, it's pretty clear how much I earned last year.
Prosper went & changed my income to $50,000 a year. But I'm listing it at Zero, because Prosper suggested I do that so I wouldn't have the same problem if the loan gets funded & thus, your bids wouldn't be wasted. So that's what I did.
I am making all of my W2s and 1099s available (minus my personal info.) from last year (they add up to $106K) & three of my recent pay stubs. You can view them here:
http://s288.photobucket.com/albums/ll170/prosperdocuments
I formed a corporation in August of last year that income doesn't come with 1099s or W2s. So I included my last checks from two (Big Medicine and Wife Swap) big jobs I worked on after I incorporated. The YTD amount shows how much I made with each show.
I also included a few photos of me at work & one with my wife.
If a lot of people really need to see my 1040 and 1120 tax forms, I'll make the edited versions available.
We have $1520 in debt (wife's laptop) and that's it. The last loan I had was in 2002 (wife's car) and was for $16,500. I paid it off early in 2005. I paid off my car in 2003.
Our only big expense is $1500 rent for an apartment close to the ocean here in California. The rest are Internet, Cable, Food, etc...
I have worked on "Wife Swap" for ABC, "Nanny 911" for Fox, "Gene Simmons: Family Jewels" and lots of others, including MTV's "Two A Days."
I feel bad that my listing was cancelled the last time so I'm going to share a couple of stories with you to try to make up for the hassle. It's the only thing I can offer...
On one of my first shoots on Wife Swap, I was lighting a scene in the garage of the family we were working with. I placed the light too close to the ceiling and it (the ceiling) went on fire! The actual wood was in flames. I hurriedly put it out and prepared for the Dad to freak out. It left a big, black mark. But he said, "Oh, don't worry about it. No big deal." And then asked all of the crew to sign the black spot. Wife Swap was here! Needless to say, we had no conflict on that show. Too nice of a guy for WS.
The other story is personal. I met my wife in NY in April of 2002. I moved in with her three days later & married her three months later. But I didn't tell my parents about it for three years! There's a reason for that. But I won't get into that here.
The default on my credit report is from eight years ago, I went through a tough stretch back then & I screwed up. No excuses. The collection agency that took over my account is NOT listed on my credit report and I do not know how to find them. For some of you, the default & paperwork issue will keep you from bidding on my loan. I totally understand that. Thank you for reading my book. :-) |
