Paying off College & Credit Card debt

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Listing Information
Amount: $20,000.00 Status: Loan created
Grade: A DTI: 26%
Lender Rate: 19% Borrower: lffnyc
Time Left: Finished State: NY
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-06-10 EricsCC ROI: 18%
Status History
Jun 10, 2008 Current
Purpose of loan:
This loan will be used to consolidate college and credit card debt.

My financial situation:
I am a good candidate for this loan because I am in the second year of my career in the financial services industry. My salary is expected to increase annually, and maintaining a good credit history is important to me. I make all payments on time but would benefit greatly from having one payment to make at a fair rate instead of several payments. Also I intend to be fairly aggressive in getting rid of debt as I would like to purchase real estate within five years.
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