PAYING OFF DELINQUENCIES & TAXES

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Listing Information
Amount: $3,500.00 Status: Loan created
Grade: D DTI: 35%
Lender Rate: 30% Borrower: Footballfan61
Time Left: Finished State: MO
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-06-06 EricsCC ROI: 28%
Status History
Jun 10, 2008 Current
I am requesting a loan to pay off the delinquencies listed on my credit report and to pay my taxes. I know my credit history doesn't look too good, but I am working on bettering my situation. The delinquent accounts are hospital & medical bills that were sent to collections. We did not have medical insurance at the time the bills were incurred. I am willing to pay my bills I just need some help. I have been in a Debt Management Program for the last 8 months to pay off my credit cards. I am able to pay the monthly payments if this loan is funded. Please give me your consideration.

My Current Family Budget:

Combined Monthly Income: $ 5,008.00

Monthly Expenses:

Tithes - $ 500.00
Housing - $ 651.00
Insurance - $ 390.00
Food - $ 400.00
Debt Payments: $ 1,383.00 (Bank loans, Debt management program, etc.)
Cell Phones - $ 150.00
Transportation - $ 675.00 (Car Loan & Gasoline)
Medical Expenses - $ 200.00 (Dental, Prescriptions)

Total Expenses - $ 4,599.00

Income vs. Expenses - $ 409.00

My current IRS installment payment is $ 300.00 per month with the interest and penalties being added monthly.It is included in my debt payments listed above. If this loan is funded, it will reduce my payment and help me pay it off sooner.

Please feel free to ask any questions.
 
Thanks for your consideration!!

Borrower's Other Listings
55626 Paying Off Car E $1,000 @ 10% Oct 31, 2006 Withdrawn
55861 Paying Off Car!! E $1,000 @ 25% Nov 01, 2006 Expired
58986 RELISTED: PAYING OFF CAR!! DTI RATIO NOT ACCURATE!! E $1,000 @ 26% Nov 08, 2006 Loan created
309081 PAYING OFF DAUGHTER'S WEDDING & TAXES D $8,000 @ 32% Apr 14, 2008 Withdrawn
310834 PAYING OFF DAUGHTER'S WEDDING & TAXES D $7,500 @ 35% Apr 15, 2008 Expired
315767 PAYING OFF TAXES D $3,000 @ 35% Apr 23, 2008 Expired
332465 PAYING OFF DELINQUENCIES & TAXES D $4,200 @ 35% May 14, 2008 Expired

 

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