New Mommy, Consolidating for Future.
| Listing Information | |||
|---|---|---|---|
| Amount: | $11,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 21% |
| Lender Rate: | 11% | Borrower: | Sapo15 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-06-06 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Jun 10, 2008 | Current |
|
My sole purpose of this loan is
a straight debt-consolidation loan to pay off 2 credit cards that have
been open since my college years (nearly 7 years ago) and have never
allowed me to ?take a deep breath of relief?. The total amount is
$11,000. The interest rates are burning my monthly payments I make every
month. My financial situation: I have been working at my current occupation for nearly 3 years with a steady income and have excellent credit, homeowner, very reliable, and always pay on time. An exciting change in my life is that I am a new mother to a 5 month old baby boy. He has brought nothing but happiness and a new found excitement for my future goals such as saving for his education and possibly save for my dream of an intimate wedding for his father and I someday. However, in order for me to reach these goals, I have to take care of these cards accumulating endless debt. I have the (liquid) funds to pay off these cards but I don?t want to exhaust it because I have a young child and have to keep it as a reserve cushion. Also, my older brother currently works at Prosper and the idea of making 1 payment over 3 years is so enticing to me and it supports the marketplace. Thank you in advance! Monthly net income: $3300.00 Monthly expenses: (not including my Credit Cards) Rental expenses (Home) - $200.00 Rent (currently living) - $700.00 Babysitting: $750.00 Auto: $350.00 Insurance: $80.00 Misc (food, gas, personal): $300.00 ______________TOTAL: $2380.00 |
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