Lowering our monthly payment
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,586.00 | Status: | Loan created |
| Grade: | A | DTI: | 33% |
| Lender Rate: | 8% | Borrower: | davidtess |
| Finished | State: | KY | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-06-05 | EricsCC ROI: | 7% |
| Status History | |
|---|---|
| Jun 10, 2008 | Current |
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Purpose of loan: We are seeking this loan to lower our monthly payment. We are capable of paying the current rate of approximately $308/ month, but that spreads us pretty thin. The payment is on a 2001 Honda Civic. It is a great little car, that gets great gas mileage, and it currently has only 40,000 miles on it. We need lower monthly payments. This is especially important as we are finishing school and beginning our family. My financial situation: I am a great candidate for this loan because I always pay my bills, on time. We are a start-up family, and we are dedicated to working hard and living honestly. This is our only car payment, and a lower rate would make us more confident, and give us a savings and emergency cushion that could be important down the road. Thanks! |
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