Paying off a credit card

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Listing Information
Amount: $2,000.00 Status: Loan created
Grade: C DTI: 38%
Lender Rate: 15% Borrower: BigKlu
Time Left: Finished State: ND
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-06-05 EricsCC ROI: 13%
Status History
Jun 10, 2008 Current
Aug 21, 2008 Late
Sep 05, 2008 Current
Purpose of loan:
This loan will be used to?Pay off a very high interest rate Credit Card.

My financial situation:
I am a good candidate for this loan because? My wife makes an excellent income and pays all of our monthly expenses while my income is used for paying my credit cards and entertainment such as golf and movies.  I am tired of paying high interest rates to credit card companies, I would gladly pay the interest to an individual who has worked hard for his or her money.

Monthly net income: $ 2000. This does not include my wife's income, just my own.

Monthly expenses: $
  Housing: $ 1230.        
  Insurance: $ Included in mortage and health insurance paid for by company.
  Car expenses: $ No loans.  $150.00  in gas and upkeep.
  Utilities: $ 250.
  Phone, cable, internet: $ 150.
  Food, entertainment: $ 450
  Clothing, household expenses $ 120
  Credit cards and other loans: $ 1500
  Other expenses: $ ?   My wife's income takes care of all but my credit cards.
Borrower's Other Listings
332989 Paying off my credit cards C $7,500 @ 22% May 16, 2008 Expired

 

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