Payoff High Interest Rate Credit Card

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Listing Information
Amount: $4,500.00 Status: Loan created
Grade: C DTI: 18%
Lender Rate: 14% Borrower: lunasolshop
Time Left: Finished State: GA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-06-09 EricsCC ROI: 13%
Status History
Jun 10, 2008 Current
Purpose of loan:
This loan will be used to? pay off a bank of america credit card.  They decided to raise my interest rate more than triple what my original rate was, and I have never defaulted on this card.  I would prefer to refinance my debt with Prosper and be able to pay this debt of within a reasonable time period.

My financial situation:
I am a good candidate for this loan because? I graduated from a top rank university 2 years ago and have been working as an analyst for the past 2 years.  I started out as an out-of-state student and it was very difficult for me to save throughout college.  From what i've seen and read about Prosper, I believe this is a great place for me to start paying off my debt.


Monthly expenses: $ 1,605 ~ 1,705
  Housing: $600 (roomate)
  Insurance: $0
  Car expenses: $50 (subway to work)
  Utilities: $30 
  Phone, cable, internet: $75 
  Food, entertainment: $300
  Clothing, household expenses $50
  Credit cards and student loans: $500 ~ $600 (thanks Bank of America) 
  Other expenses: $0
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