Pay down high-interest debt

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Listing Information
Amount: $1,800.00 Status: Loan created
Grade: D DTI: 17%
Lender Rate: 18% Borrower: leighland2000
Time Left: Finished State: WA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2006-09-01 EricsCC ROI: 17%
Status History
Dec 04, 2006 Current
Aug 01, 2007 Payoff in progress
Aug 04, 2007 Paid
My finances became tangled and messy while I was in school and surviving off of student loans and parental help. I was young and not especially bright financially. But I have learned the hard way and am now trying to repair past damage. Since I obtained a steady job six months ago, I have been steadily paying off my balances (which were over $5000 a year ago) and now only have $2000 left from one account. I would like to pay this off in one big chunk because I want a clean slate when I begin looking to buy a house in a year. I do not want this past debt and their accompanying finance charges to remain on my credit report. I want to clean my credit report as soon as possible.

I believe that I have demonstrated, with my recent paying down of balances, that I have indeed learned my lesson. I understand the meaning and value of money now and am careful to live within my means and budget.
Borrower's Other Listings
181389 Pay down high-interest debt E $6,000 @ 24% Aug 03, 2007 Withdrawn
181528 Payoff debt + start business - LAST LOAN PAID 2 yrs early! E $5,200 @ 24% Aug 04, 2007 Withdrawn
181902 RELIST Payoff last of debt - LAST LOAN PAID 2 yrs early! E $2,500 @ 22% Aug 05, 2007 Loan created

 

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