2nd loan, Excellent payment history, pay more debts
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 40% |
| Lender Rate: | 16% | Borrower: | BL45 |
| Finished | State: | IL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2008-05-23 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| May 24, 2008 | Current |
| Apr 27, 2011 | Payoff in progress |
| May 17, 2011 | Paid |
|
Please consider helping me be debt free. Purpose of loan: This loan will be used to Pay off 4 more credit cards My financial situation: I am a good candidate for this loan because..With my last Proper loan, I paid off some credit cards and raised my credit grade from an HR to a D, I paid off that Proper loan in 3 months.. I pay all of my creditors on time every month. I have not paid late or missed any payments in the last eight years. I have a car loan that I have been paying for 4 1/2 years and every payment has been on time, four more months and I am done with that payment ! I am trying to improve my credit. I have no delinquent accounts, But I do have a bankruptcy on my credit report that was filed and discharged almost eight years ago. I DO NOT intend to file bankruptcy ever again. I realize it was a mistake, but at that time I had no other choice. The other public record listed was for a state tax lien against my husband, and it has been paid. Since the bankruptcy, I pay all of my bills on time each month. I am a stay at home mom with 4 young daughters, and I receive a guaranteed monthly income from social security benefits, since the death of my husband. As soon as my youngest daughter goes to school next year, I plan to get a job. You are guaranteed to be paid. I have direct deposit of my social security benefits into my bank account. I also have my Prosper account set up to debit my bank account for my Prosper payment each month. I am asking You, the Kind members of the Prosper community to help me be debt free. Thank You for reading my request. Have A Great Day ! Monthly net income: $ 2,300.00 Monthly expenses: $ 1,665.00 Housing: $ 450.00 ( my share ) Insurance: $ 65.00 Car expenses: $ 0 Utilities: $ 100.00 Phone, cable, internet: $ 150.00 Food, entertainment: $ 400.00 ( groceries) Clothing, household expenses $ 0 Credit cards and other loans: $ 500.00 includes car loan Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 264690 | Pay Off My Credit Cards | HR | $15,000 @ 35% | Jan 13, 2008 | Withdrawn |
| 265300 | Pay Off My Credit Cards | HR | $10,000 @ 35% | Jan 14, 2008 | Withdrawn |
| 265318 | Pay Off Debts, HR explained, PLEASE READ | HR | $10,000 @ 35% | Jan 14, 2008 | Withdrawn |
| 265703 | Pay Off Debts, HR explained, PLEASE READ | HR | $2,100 @ 35% | Jan 15, 2008 | Withdrawn |
| 271255 | Relist: Pay Off Debts, HR explained, PLEASE READ | HR | $1,000 @ 22% | Jan 25, 2008 | Loan created |
| 417025 | Pay Bills, HR explained PLEASE READ | D | $7,500 @ 35% | Jul 20, 2009 | Withdrawn |
| 417482 | Returning Borrower,Pay Credit Cards | D | $7,500 @ 35% | Jul 22, 2009 | Withdrawn |
| 418529 | Not A HR,No Delinquents,Pay Off CC | D | $7,500 @ 35% | Jul 29, 2009 | Withdrawn |
| 419058 | 3rd Loan.. Never Late.. Please Read | D | $7,000 @ 35% | Aug 03, 2009 | Withdrawn |
| 420848 | Pay Off A High Rate Credit Card | D | $1,000 @ 35% | Aug 17, 2009 | Loan created |
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