Partaking in the Prosper Experience
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,350.00 | Status: | Loan created |
| Grade: | HR | DTI: | 5% |
| Lender Rate: | 22% | Borrower: | Dantrell |
| Finished | State: | IL | |
| Funded: | 100% | Group: | PsychDoc's Group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2006-08-31 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Aug 29, 2006 | Current |
|
The Person: My name is Dantrell. I'm from West Markham, Illinois but I have lived in various areas of North and South America throughout my life. Most recently I was in Rochester, New York for a little over a year attending the Rochester Institute of Technology as a Computer Science and Computer Engineering major. Due to a twist of fate I realized what I really wanted to do, so I'm back home pursing other matters. The Situation: First of all my credit grade is HR because of two reasons that I have found: 1. My credit history is short (I started it exactly a year ago when I was 18 years old). 2. The two credit cards that I have are highly utilized (They are not maxed out but they aren't at the recommended percentage either). But there are good factors as well: 1. I have no delinquencies at all. 2. My debt to income is 4%. The Details: Income: I freelance as a web developer, I am a systems administrator, I am a professional author and I help my family with their electrical business now and then. This nets me about $20,000 a year. I must point out that I have no bills at all except for my credit cards and my Sidekick II although I do give my grandmother several hundred dollars a month to help with her bills. Credit Cards: $200 @ 17.40% $400 @ 23.24% (As you can see... if I wanted to, I could pay off my credit cards with no problem.) The Rub: Originally I intended to give prosper a try because I had thought it to be a good way to continue to build up my credit but others were helpful in illustrating better ways of improving my credit that prosper did not offer. Therefore I have decided to do this for the experience alone. As the Chinese Proverb goes, "I hear and I forget. I see and I remember. I do and I understand." That aside, I sincerely hope you consider my request. Thank you for your time. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 31267 | Credit Card Consolidation | HR | $1,000 @ 15% | Aug 14, 2006 | Withdrawn |
| 254318 | Respectfully Requesting Funding for Debt Consolidation | HR | $7,000 @ 29% | Dec 29, 2007 | Withdrawn |
| 257773 | Respectfully Requesting Funding for Debt Consolidation | HR | $5,000 @ 35% | Dec 30, 2007 | Withdrawn |
| 262362 | Respectfully Requesting Funding for Debt Consolidation | HR | $5,000 @ 35% | Jan 09, 2008 | Withdrawn |
| 264201 | Respectfully Requesting Funding for Debt Consolidation | HR | $3,000 @ 30% | Jan 12, 2008 | Cancelled |
| 273446 | Respectfully Requesting Funding for Debt Consolidation | HR | $5,000 @ 35% | Jan 29, 2008 | Withdrawn |
| 273962 | Respectfully Requesting Funding for Debt Consolidation | HR | $5,000 @ 35% | Jan 31, 2008 | Withdrawn |
| 274427 | Respectfully Requesting Funding for Debt Consolidation | HR | $4,000 @ 35% | Jan 31, 2008 | Withdrawn |
| 274447 | Respectfully Requesting Funding for Debt Consolidation | HR | $3,000 @ 35% | Feb 01, 2008 | Withdrawn |
| 275499 | Respectfully Requesting Funding for Debt Consolidation | HR | $3,000 @ 35% | Feb 04, 2008 | Cancelled |
| 279425 | Respectfully Requesting Funding for Debt Consolidation | HR | $3,000 @ 34% | Feb 13, 2008 | Cancelled |
| 350901 | Respectfully Requesting Funding for Debt Consolidation | HR | $3,500 @ 35% | Jun 15, 2008 | Withdrawn |
| 351045 | Respectfully Requesting Funding for Debt Consolidation | HR | $3,000 @ 35% | Jun 15, 2008 | Withdrawn |
| 352238 | Respectfully Requesting Funding for Debt Consolidation | HR | $2,000 @ 35% | Jun 17, 2008 | Withdrawn |
| 353778 | Respectfully Requesting Funding for Debt Consolidation | HR | $1,500 @ 35% | Jun 19, 2008 | Withdrawn |
| 355149 | Respectfully Requesting Funding for Debt Consolidation | HR | $1,250 @ 35% | Jun 22, 2008 | Withdrawn |
| 355178 | Respectfully Requesting Funding for Debt Consolidation | HR | $1,000 @ 35% | Jun 22, 2008 | Withdrawn |
| 355186 | Respectfully Requesting Funding for Debt Consolidation | HR | $1,000 @ 35% | Jun 22, 2008 | Withdrawn |
| 359264 | Respectfully Requesting Funding for Debt Consolidation | HR | $1,000 @ 35% | Jun 28, 2008 | Loan created |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|