Single Mom
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,550.00 | Status: | Loan created |
| Grade: | D | DTI: | 4% |
| Lender Rate: | 27% | Borrower: | Mommy1 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | HARD MONEY LOANS |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2006-08-24 | EricsCC ROI: | 27% |
| Status History | |
|---|---|
| Aug 28, 2006 | Current |
| Dec 29, 2006 | Payoff in progress |
| Jan 05, 2007 | Paid |
|
I am a single mom of twins and one daughter. I am a full time teacher. I am requesting a loan to consolidate my debts into one payment. Here is my story. The reason I have had so many delinquencies in the past is due to the fact that I never took credit 101. Yeah young, stupid and took all the credit I could get and then never realized what late payments would due to me. Well about a year and a half ago I started realizing my mistakes and started paying things off. I was really getting back on track. Just recently I had to take some time off work to give birth to my twins. That is why I currently got behind. I should be caught up by the end of the month(with all 7 delinquencies). I was also living beyond my means in a place I couldn?t afford so that too added to the reason I got behind. Well now I live at home with my parents to get back on track. DTI Changed to 4% because Prosper did not have my income/verified it today(8/21) Current Monthly Budget: Income: $2498 $350 Rent(paid to parents) Creditor: Balance:Payments: $135 Preschool(monthly cost daughter goes t/th 3 hours/day) $20 Target Store Card $250 $375 Groceries/Diapers $40 Mervyns $398 $325 Gas, Car Insurance($40/month) $35 1st Premier Bank(MasterCard) $460 $225 Clothes $25 Disney Store $275 $40 Cell $20/Doctor visit(1time per month) $90Wells Fargo Financial $548. $75 Entertainment $40 Walmart $480 Formula($13/18cans) $240(TWINS) $42 Citi $360 Living Expenses $1785 $292 Monthly Debt Pmts. Total Monthly Expenditure $2498-$292-$1785=$421 I hope this helps! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 30429 | Need a Fence | D | $3,000 @ 21% | Aug 10, 2006 | Withdrawn |
| 30490 | Single mom needs help | D | $3,000 @ 28% | Aug 10, 2006 | Withdrawn |
| 31844 | Single mom needs some help | D | $2,550 @ 28% | Aug 16, 2006 | Withdrawn |
| 32755 | Single Mom | D | $2,550 @ 28% | Aug 20, 2006 | Withdrawn |
| 32828 | Single Mom Needs Help | D | $2,550 @ 28% | Aug 20, 2006 | Withdrawn |
| 80637 | New Loan/ Single Mom | HR | $3,600 @ 29% | Jan 02, 2007 | Withdrawn |
| 81202 | New Loan/Single Mom | HR | $2,800 @ 26% | Jan 04, 2007 | Loan created |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|