Adopting a Baby
Homeownership Verified

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Listing Information
Amount: $15,000.00 Status: Loan created
Grade: C DTI: 35%
Lender Rate: 25% Borrower: flyerfan
Time Left: Finished State: PA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2008-05-20 EricsCC ROI: 24%
Status History
May 24, 2008 Current
Aug 04, 2009 Late
Aug 25, 2009 1 month late
Sep 21, 2009 2 months late
Oct 21, 2009 3 months late
Dec 02, 2009 Default
Aug 24, 2011 Paid
Purpose of loan:
This loan will be used to?adopt a beautiful little boy from Guatemala. My wife can no longer have children and although we have 2 beautiful little girls of our own, one with special needs,we would love to expand our family and share our love with someone who was left behind. This has been a long, rough process. The road has been filled with many delays and disappointments. We started our adoption journey back in November, 2006. We have run in to many delays that now have put us in a financial situation in which we are short of funds to get him home. There were so many unseen incidentals. We are finally in the last leg to get him home with us and can't even imagine losing him now due to a financial reason. This is our last chance to get him home. Thank you for any time and consideration given to complete this dream.     

My financial situation:
I am a good candidate for this loan because?I am a very hard worker and this is the most important thing I ever borrowed for. It will be given top priority. I know I have had problems in the past and currently there may be a few things on my report but for the most part it should only be medical and they are there because of errors for the insurance. My financial obligations are listed below. My wife takes care of the other expenses.

Monthly net income: $ 2000.00

Monthly expenses: $
  Housing: $ 614.00    
  Insurance: $ 145.00
  Car expenses: $ 485.00
  Utilities: $
  Phone, cable, internet: $
  Food, entertainment: $
  Clothing, household expenses $
  Credit cards and other loans: $
  Other expenses: $ 125.00
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