p2p lending at lending club
Paying off my credit cards

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Listing Information
Amount: $6,000.00 Status: Loan created
Grade: D DTI: 27%
Lender Rate: 14% Borrower: landen2008
Time Left: Finished State: IL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-05-21 EricsCC ROI: 12%
Status History
May 24, 2008 Current
Purpose of loan:
This loan will be used to pay off all of my credit card bills.  I just had a new baby.  He is my whole world, but he can be very expensive.  I can only make the minimum payments on my credit card bills which does not make any dent in paying them off.

My financial situation:
I am a good candidate for this loan because I always pay my bills on time.  I am typically three to two weeks early to pay my bills. 
Monthly net income: $ 4070.00

Monthly expenses: $ 3790.00
  Housing: $ 600.00
  Insurance: $ 150.00  
  Car expenses: $ 165.00
  Utilities: $ 75.00
  Phone, cable, internet: $ 250.00
  Food, entertainment: $ 700.00
  Clothing, household expenses $ 150.00    
  Credit cards and other loans: $ 600.00
  Other expenses: $ 1100.00
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