p2p lending at lending club
pay off remaining balance of my loan

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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: B DTI: 15%
Lender Rate: 16% Borrower: brunette1130
Time Left: Finished State: NJ
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-05-14 EricsCC ROI: 14%
Status History
May 24, 2008 Current
Purpose of loan:I had to take out a high interest loan to purchase a used car. I still owe about $3000. I ask the help of the Prosper Community so that I can pay off that $3000 with a lover APR. I don't want to turn to banks for help because they have been riping me off enough already.

My financial situation:
I am a good candidate for this loan because?  I always pay my bills on time and I stick to my budget. I can certainly afford the monthly payments. I already paid $7500 with in the last 5 months. I hate to give more money to the banks. This loan will also help me to continue improving my credit rating. So that in the future I can buy a home with better terms.

Monthly net income: $ 3000

Monthly expenses: $
  Housing: $ 500
  Insurance:
  Car expenses: $ 370
  Utilities: $ 75
  Phone, cable, internet: $
  Food, entertainment: $ 200
  Clothing, household expenses $ 250
  Credit cards and other loans: $
  Other expenses: $ 250
Borrower's Other Listings
326605 pay off remaining balance of my loan B $3,000 @ 11% May 05, 2008 Withdrawn

 

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