MIlitary Family looking to pay off credit cards

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: HR DTI: 23%
Lender Rate: 33% Borrower: bchgrl977
Time Left: Finished State: GA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2008-05-14 EricsCC ROI: 32%
Status History
May 24, 2008 Current
May 17, 2011 Payoff in progress
May 27, 2011 Paid
Purpose of loan:
This loan will be used to pay off credit cards that have high interest rates

My financial situation:
We are a military family. I have been active duty for 13 years. We want to pay off our credit cards so that we may have a more comfortable lifestyle. The cards are closed, we are just paying off the balances. With the high cost of everything these days we are struggling.  

Monthly net income: $ 4400    

Monthly expenses: $
  Housing: $ 1000
  Insurance: $ 100 
  Car expenses: $ 530
  Utilities: $ 150
  Phone, cable, internet: $ 150
  Food, entertainment: $ 400
  Clothing, household expenses $ 200
  Credit cards and other loans: $ 1500
  Other expenses: $
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