p2p lending at lending club
Consolidating Medical Bills

Click Here to view this listing on Prosper
Listing Information
Amount: $3,500.00 Status: Loan created
Grade: C DTI: 45%
Lender Rate: 23% Borrower: Crisis816
Time Left: Finished State: NJ
Funded: 100% Group: 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group
Loan Information
Loan Status: Current Origination Date: 2008-06-19 EricsCC ROI: 21%
Status History
Jun 19, 2008 Current
Purpose of loan:
I am looking to pay off a couple medical bills from my sons birth. He ewas in the NICU for a week, so they got quite expensive. We are down to approx. $750. I am also looking to pay off two credit cards and put new carpet in a bedroom.
List of Debts being consolidated:
Capital One: $800 MP 20
Capital One: $1500 MP 45
Medical Bills: $750 MP 30

My financial situation:
I am a good candidate for this loan because I am a responsible person with a steady job at a local bank. I manage a staff of thirty and am well respected. My wife and I suffered a bankruptcy about three years ago due to an ill-advised move to Florida for a job that did not pan out. We moved home, but could not recover financially. We have learned from this experience and have come out stronger.

Monthly net income: $ 3312. While my wife is not included she makes $1700. Neither include bonuses or overtime.

Monthly expenses:
Housing: $ 350
Insurance: $ 150
Car expenses: $ 900
Utilities: $ 25
Phone, cable, internet: $ 135
Food, entertainment: $ 300
Clothing, household expenses $ 200
Credit cards and other loans: $ 65
Other expenses: $ 240 (Childcare)
Borrower's Other Listings
98172 Consolidate Debt to Increase Credit Score E $4,500 @ 14% Feb 11, 2007 Withdrawn
99251 Paying down Debt E $1,000 @ 14% Feb 13, 2007 Expired
109106 Paying down debt E $1,000 @ 14% Mar 09, 2007 Expired
226705 Paying down debt D $3,000 @ 14% Nov 05, 2007 Expired
301494 Paying down debt D $5,000 @ 13% Mar 29, 2008 Withdrawn
301541 Debt Consolidation/Medical Bills D $5,000 @ 13% Mar 29, 2008 Expired
309114 Travel Agency Expanding D $5,000 @ 13% Apr 12, 2008 Expired

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here