Credit Card Payoff
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,500.00 | Status: | Loan created |
| Grade: | A | DTI: | 0% |
| Lender Rate: | 10% | Borrower: | AdamMusic |
| Finished | State: | MA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-05-13 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| May 12, 2008 | Current |
|
Purpose of loan:
This loan will be used to pay off a balance of $2,500 on my credit
card. My hope is that I can get a loan with an interest rate better
than its 20% rate. In addition I want to start building up
relationships with lenders now so that I can be trusted to borrow in
the future. My financial situation: I have just graduated college with a BA in Spanish. I am exploring my career/business opportunities and am currently working part time for my father?s construction business. My parents set up investment accounts when I was young which I am trying not to touch so that they keep growing. I would certainly take money from these investment accounts before defaulting on a loan. Housing: I live with my father. He doesn?t charge me rent because I am doing a lot of maintenance on the house and barn, i.e., small carpentry projects and a lot of painting. Transportation: I have a car that is fully paid for and my insurance payments are $80 a month. I don?t do a lot of driving and that is good especially at $3.50+/gallon. Food: I spend about $45 a week because I cook for myself and don?t but rarely eat out. Fun: I have fun but it doesn?t cost me much because it is mostly playing music. |
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