I Want to Be Free
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 34% |
| Lender Rate: | 11% | Borrower: | zoninglady |
| Finished | State: | GA | |
| Funded: | 100% | Group: | A1FL |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2006-08-29 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Aug 28, 2006 | Current |
| May 09, 2007 | Payoff in progress |
| May 11, 2007 | Paid |
|
Greetings Potential Lenders: My name is Carolyn [LAST NAME DELETED]. My gratitude to all of the lenders who will take time from their busy schedules to review my loan request. My DTI is as a result of my income only. If my total household income was allowable, it would be much lower. Please note that my Group Leader has Verified that my credit information is true and correct. I am requesting this loan in order to pay off income tax liabilities. While my credit-worthiness is such that I could put the tax liabilities on my credit cards, the interest rates discourage me from doing so. My credit rating is A and I have only been delinquent 1 time in 7 years. I am an honorable person who values my credit rating and would do nothing that would put it in jeopardy. I always pay my bills on time. My husband and I have a combined income that exceeds our current bill obligations and is more than enough to make the monthly payments for the loan that I am requesting. Our monthly budget is as follows: Mortgage $789 HELOC $109 Utilities $241 (Electric, Water, Gas, Phones) Insurance $102 (Automobiles) Food $ 225 Gasoline $125 Entertainment $100 ---------------------------------------------- Monthly Expenses $1,691 Monthly Income $3,083 As you can see, I have the ability pay off this loan in a timely manner. Your risk factor with me is very minimal. I would appreciate very much your assistance in getting ?out from under? the fist of the Internal Revenue Service--- a place that nobody wants to be. I have recently been trained and certified as a Grief Recovery Specialist. As soon as I structure my practice and open my doors, even more money will be added to our monthly income. Again, thank you for your time and attention to my loan request. |
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