Eric's Credit Community

Purpose of loan:
To be used to pay off bill that is due soon.   

My financial situation:
I am a good candidate for this loan because I am honest and hard working. I have an excellent repayment history. I currently have a high debt to income ratio that effects my credit, but nothing is late. I have a 17 year history of running my own profitable business. I am an excellent sales person. I will repay this loan within the specified terms. Please note that my revolving credit includes my home equity line of credit for $90,000.00, and that is why my DTI is so high. All bills are paid on time, and you will see no late payments on my credit report. It would be an extreme blessing to have you help me during this challenging time. I am a good risk and this is a great opportunity for you to make a profit while helping me during my time of need.

Monthly net income: $ 10,000

Before Prosper Loan       /After Prosper Loan
Monthly expenses: $ 8385
  Housing: $ 3200               $3200
  Insurance: $ 185                $185
  Car expenses: $ 630 reimbursed by company.  (not included in tally)    $630
  Utilities: $ paid by dad who lives with me    /Dad
  Phone, cable, internet: $  paid by dad who lives with me /Dad
  Food, entertainment: $ 300    /$300
  Clothing, household expenses $ 200  /$200
  Credit cards and other loans: $ 2500   /$1000
 Other expenses: $ 2000                      /$200 Prosper