Debt consolidation loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Expired |
| Grade: | HR | DTI: | 33% |
| Lender Rate: | 35% | Borrower: | thecatsclaw |
| Finished | State: | AL | |
| Funded: | 5% | Group: | (No Group) |
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Purpose of loan: This will be a debt consolidation loan. I am planning on paying off the 1st Prosper loan, 2 credit cards, and 2 auto loans. The auto are older so they don't have trade in value, I plan to take them to the local auction to get more out of them. I need the title before I can take them to auction. I will only be replacing one of them. We have had four kids in college, one is now finished and one will finish at the end of this summer. This will make our financial situation much better. This loan will consolidate payments of: 112 + 135 + 165 + 400 into one. Thank you for any help you can give me. My financial situation:I am a good candidate for this loan because I am re-structuring my debt to get my credit score up. I have started a new job this year, which gave me a raise. I own rental property and a profitable day care. I should be paying down my debt this year. The day care is up for sale and I have three good prospects. I should clear a good profit from the sale. Monthly net income: $ 4,800. Monthly expenses: $ Housing: $ Insurance: $ 715.00 Car expenses: $ 700 Utilities: $ 550 Phone, cable, internet: $ 250 Food, entertainment: $ 200. Clothing, household expenses $ 600 Credit cards and other loans: $ 1,600 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 60524 | Working Capital for Child Development Center | HR | $15,000 @ 19% | Nov 12, 2006 | Withdrawn |
| 63204 | Working Capital for Child Development Center | HR | $15,000 @ 27% | Nov 17, 2006 | Expired |
| 71332 | $25k Working capital for Day Care | HR | $25,000 @ 29% | Dec 06, 2006 | Expired |
| 75967 | $10k Working Capital for Day Care | HR | $10,000 @ 29% | Dec 18, 2006 | Expired |
| 78193 | $10k for Childcare working capital | HR | $10,000 @ 29% | Dec 27, 2006 | Expired |
| 84244 | 3k Working Capital for Day Care | HR | $3,000 @ 20% | Jan 12, 2007 | Loan created |
| 224372 | Expansion Capital for Day Care | E | $15,000 @ 29% | Nov 01, 2007 | Withdrawn |
| 227333 | Expansion Capital for Day Care | E | $10,000 @ 29% | Nov 06, 2007 | Withdrawn |
| 232739 | Expansion Capital for Day Care | E | $7,590 @ 29% | Nov 16, 2007 | Expired |
| 237521 | Expansion Capital for Day Care | E | $5,275 @ 29% | Nov 26, 2007 | Expired |
| 260377 | Expansion Capital for Day Care | E | $4,000 @ 35% | Jan 05, 2008 | Expired |
| 356347 | Debt consolidation loan | HR | $4,000 @ 29% | Jun 24, 2008 | Expired |
| 377434 | Debt consolidation loan | E | $2,500 @ 25% | Aug 04, 2008 | Loan created |
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