p2p lending at lending club
Please Help! I need just a small loan to get ahead!

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Listing Information
Amount: $2,000.00 Status: Loan created
Grade: D DTI: 51%
Lender Rate: 30% Borrower: gwinters
Time Left: Finished State: PA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-05-05 EricsCC ROI: 28%
Status History
May 02, 2008 Current
Purpose of loan:
This loan will be used to Payoff my payday loans.  I have applied to several payday loans and I just can't seem to get ahead.  I have other bills to pay, but fall short because of my payday loans.  It has become a vicous cycle that I need a little financial help with.  I make decent money, and I just started a new job, but I need to take care of these debts to actually start saving money for a wedding and a house.

My financial situation:
I am a good candidate for this loan because I am a reliable person.  I have had one late payment recently, but that had to do with changing jobs.  I was one paycheck behind.  I make sure that I pay my bills on time.  With this loan, I would have more money to work with each month just to buy gas and groceries. 

Monthly net income: $ 2600

Monthly expenses: $
  Housing: $
  Insurance: $ 216.66
  Car expenses: $ 342.51
  Utilities: $ 245.00
  Phone, cable, internet: $ 232.00
  Food, entertainment: $ 200.00
  Clothing, household expenses $
  Credit cards and other loans: $ 1500.00
  Other expenses: $
Borrower's Other Listings
320466 Paying off payday loans D $2,000 @ 25% Apr 28, 2008 Withdrawn

 

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