p2p lending at lending club
Debt consolidation

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Listing Information
Amount: $2,850.00 Status: Withdrawn
Grade: HR DTI: 48%
Lender Rate: 20% Borrower: dragon74017
Time Left: Finished State: OK
Funded: 0% Group: 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group
I am a 23 yr old college student. I am in need of help.. My credit as I know is not that great. . I am hoping that I can get the help I need to get myself on my feet and make myself a better person for it. I am in over my head a great deal right now. Here is my situation

I owe these debts:  
Defense Finance Accounting Service- $84.00
World Acceptance Corp-$656.00
Empire Finance-$355
Claremore Regional Hospital- $102
Calvalry Portfolio Service (Sprint)- $282
A-1 money mart- $120
Tulsa Adjustment Bureau- $158  
Totaling 1757.12    

What I am wanting to do is this:
1.) Pay off all these bills
2.) I currently drive a 1986 dodge diplomat that is falling apart and I need to make repairs to it.
3.) Have some cash on hand
4.) Get myself above water.  
Total Loan wanted: 2850.00  

The reason for deliquiences on my credit report is DFAS was a Navy overpayment to me(it used to be at 600+ but I have paid it down with my taxes the last 2 yrs) Another delinquency was the Sprint Cell Phone bill due my father?s passing away (it was his cell phone but in my name). Also  Claremore Regional Hospital is a medical debt from a hospital visit when I was a student on a clinical visit, I made mistake assuming the Indians would pay for it for me same with Tulsa Adjustment bureau.  The three loans are current but I want to include them as well so I can live within my budget a lot easier.   My budget with this loan would be:

Income 1000.00 month
Rent (includes utilities)-300
Cell Phone- 50
Car insurance 70
Cable/internet- 80
Loan payment would be = 105.00 (estimate)  

That would still leave me 400+ for everything else which would be great.   My being a college student also would allow me to get disbursement checks that I could put towards this as well.
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